Hoosier United Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.2 and a net worth ratio of 13.2. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.3 has resulted in Excellent (9.5) profitability.
Other Rating Factors:
A current level of 3.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.0). Excellent liquidity 7.0, driven by a liquidity ratio of 38.0 percent and a “hot money” ratio of 1.9 percent.
Asset Mix:
Consumer loans (28%), home mtgs (2%), other (70%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1828 North Meridian Street
Indianapolis, IN 46202
Indianapolis, IN 46202
Phone Number
(317) 923-4747
NCUA Charter Number
Website
Largest Competitors
Indianapolis, IN
Indianapolis, IN
Indianapolis, IN
Indianapolis, IN
Indianapolis, IN