A
Members First Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Members First Credit Union
Corpus Christi, TX
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 9.50
Stability Index 8.00
Company Info Members First Credit Union
Corpus Christi, TX
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NCUA Charter Number 5906
Phone Number (361) 991-6178
Website www.m1st.org
Asset Quality Members First Credit Union
Corpus Christi, TX
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1-Year Asset Growth 3.34%
5-Year Asset Growth 6.71%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.62%
Balance Sheet Members First Credit Union
Corpus Christi, TX
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Total Assets 183.11M
Total Deposits 140.80M
Capital and Reserves Members First Credit Union
Corpus Christi, TX
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Capital 40.85M
Leverage Ratio 22.17
Loan Loss Reserves to Loans 0.61%
Liquidity Members First Credit Union
Corpus Christi, TX
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Hot Money Ratio 3.65%
Liquidity Ratio 20.24%
Profitability Members First Credit Union
Corpus Christi, TX
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5-Year Return on Average Assets 1.39%
Net Income 605.00K
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 64.69%
Return on Assets 1.33%
Return on Equity 5.98%