| Weiss Ratings |
Harvard Federal Credit Union
Cambridge, MA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 5.60 | |||
| Company Info |
Harvard Federal Credit Union
Cambridge, MA |
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| NCUA Charter Number | 5922 | |||
| Phone Number | (617) 495-4460 | |||
| Website | harvardfcu.org | |||
| Asset Quality |
Harvard Federal Credit Union
Cambridge, MA |
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| 1-Year Asset Growth | -1.15% | |||
| 5-Year Asset Growth | 10.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 7.19% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Harvard Federal Credit Union
Cambridge, MA |
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| Total Assets | 1.20B | |||
| Total Deposits | 841.05M | |||
| Capital and Reserves |
Harvard Federal Credit Union
Cambridge, MA |
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| Capital | 99.47M | |||
| Leverage Ratio | 8.68 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
Harvard Federal Credit Union
Cambridge, MA |
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| Hot Money Ratio | 18.07% | |||
| Liquidity Ratio | 4.85% | |||
| Profitability |
Harvard Federal Credit Union
Cambridge, MA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 455.00K | |||
| Net Interest Spread | 2.45% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 92.56% | |||
| Return on Assets | 0.05% | |||
| Return on Equity | 0.62% | |||