| Weiss Ratings |
Harvard Federal Credit Union
Cambridge, MA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 5.60 | |||
| Company Info |
Harvard Federal Credit Union
Cambridge, MA |
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| NCUA Charter Number | 5922 | |||
| Phone Number | (617) 495-4460 | |||
| Website | harvardfcu.org | |||
| Asset Quality |
Harvard Federal Credit Union
Cambridge, MA |
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| 1-Year Asset Growth | 1.69% | |||
| 5-Year Asset Growth | 8.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 8.28% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Harvard Federal Credit Union
Cambridge, MA |
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| Total Assets | 1.22B | |||
| Total Deposits | 884.77M | |||
| Capital and Reserves |
Harvard Federal Credit Union
Cambridge, MA |
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| Capital | 103.42M | |||
| Leverage Ratio | 8.76 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
Harvard Federal Credit Union
Cambridge, MA |
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| Hot Money Ratio | 19.61% | |||
| Liquidity Ratio | 10.80% | |||
| Profitability |
Harvard Federal Credit Union
Cambridge, MA |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 2.65M | |||
| Net Interest Spread | 2.81% | |||
| Operating Profit to Average Assets | 0.50% | |||
| Overhead Efficiency Ratio | 84.61% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 3.47% | |||