| Weiss Ratings |
Harvard Federal Credit Union
Cambridge, MA |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 5.60 | |||
| Company Info |
Harvard Federal Credit Union
Cambridge, MA |
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| NCUA Charter Number | 5922 | |||
| Phone Number | (617) 495-4460 | |||
| Website | harvardfcu.org | |||
| Asset Quality |
Harvard Federal Credit Union
Cambridge, MA |
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| 1-Year Asset Growth | 1.32% | |||
| 5-Year Asset Growth | 8.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 8.98% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Harvard Federal Credit Union
Cambridge, MA |
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| Total Assets | 1.22B | |||
| Total Deposits | 877.38M | |||
| Capital and Reserves |
Harvard Federal Credit Union
Cambridge, MA |
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| Capital | 102.65M | |||
| Leverage Ratio | 8.71 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
Harvard Federal Credit Union
Cambridge, MA |
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| Hot Money Ratio | 18.49% | |||
| Liquidity Ratio | 9.03% | |||
| Profitability |
Harvard Federal Credit Union
Cambridge, MA |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 1.93M | |||
| Net Interest Spread | 2.76% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 83.50% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.82% | |||