C
Saint Joseph Teachers' Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.72
Leverage
Ratio
9.72
Return On
Assets
1.11%
Total
Assets
8.78M
Capital
854.00K
Total
Deposits
7.90M
Net
Income
24.00K
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Weiss Ratings Saint Joseph Teachers' Credit Union
Saint Joseph, MO 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 7.40
Liquidity Index 6.50
Profitability Index 6.00
Stability Index 3.70
Company Info Saint Joseph Teachers' Credit Union
Saint Joseph, MO 		Click to
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NCUA Charter Number 5927
Phone Number (816) 233-5544
Website sjtcreditunion.com
Asset Quality Saint Joseph Teachers' Credit Union
Saint Joseph, MO 		Click to
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1-Year Asset Growth 1.34%
5-Year Asset Growth -0.26%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.12%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.04%
Non-Performing Loans to Loans 0.28%
Balance Sheet Saint Joseph Teachers' Credit Union
Saint Joseph, MO 		Click to
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Total Assets 8.78M
Total Deposits 7.90M
Capital and Reserves Saint Joseph Teachers' Credit Union
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Capital 854.00K
Leverage Ratio 9.72
Loan Loss Reserves to Loans 0.37%
Liquidity Saint Joseph Teachers' Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 34.94%
Profitability Saint Joseph Teachers' Credit Union
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5-Year Return on Average Assets 0.37%
Net Income 24.00K
Net Interest Spread 5.83%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 74.53%
Return on Assets 1.11%
Return on Equity 11.40%