Saint Joseph Teachers' Credit Union

Saint Joseph, MO

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Saint Joseph Teachers' Credit Union Saint Joseph, MO	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	7.30
Capitalization Index	6.40
Liquidity Index	6.60
Profitability Index	3.00
Stability Index	2.30

Company Info	Saint Joseph Teachers' Credit Union Saint Joseph, MO	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5927
Phone Number	(816) 233-5544
Website	www.sjtcreditunion.com

Asset Quality	Saint Joseph Teachers' Credit Union Saint Joseph, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-9.61%
5-Year Asset Growth	1.70%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.54%
Non-Performing Loans to Capital	6.13%
Non-Performing Loans to Loans	0.94%

Balance Sheet	Saint Joseph Teachers' Credit Union Saint Joseph, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	8.67M
Total Deposits	7.89M

Capital and Reserves	Saint Joseph Teachers' Credit Union Saint Joseph, MO	Click to Compare	Click to Compare	Click to Compare
Capital	763.00K
Leverage Ratio	8.82
Loan Loss Reserves to Loans	0.12%

Liquidity	Saint Joseph Teachers' Credit Union Saint Joseph, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	43.90%

Profitability	Saint Joseph Teachers' Credit Union Saint Joseph, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.28%
Net Income	9.00K
Net Interest Spread	4.19%
Operating Profit to Average Assets	0.37%
Overhead Efficiency Ratio	90.36%
Return on Assets	0.41%
Return on Equity	4.74%