Southeast Missouri Community Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.1 on a scale of 0 to 10).
Other Rating Factors:
A current level of 5.8 percent of nonperforming loans to core capital contributes to the Good asset quality (5.6). Good liquidity 5.8, driven by a liquidity ratio of 47.3 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (52%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
312 West Main Street
Park Hills, MO 63601
Park Hills, MO 63601
Phone Number
(573) 431-3573
NCUA Charter Number
Largest Competitors
Chesterfield, MO
Saint Louis, MO
Jefferson City, MO
Saint Charles, MO
Saint Louis, MO