C
First Choice Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Choice Credit Union
West Palm Beach, FL
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Rating C
Asset Quality Index 9.90
Capitalization Index 4.80
Liquidity Index 4.20
Profitability Index 2.00
Stability Index 4.00
Company Info First Choice Credit Union
West Palm Beach, FL
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NCUA Charter Number 5937
Phone Number (561) 641-0100
Website www.firstchoicecu.org
Asset Quality First Choice Credit Union
West Palm Beach, FL
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1-Year Asset Growth 6.56%
5-Year Asset Growth 5.03%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 1.03%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.17%
Balance Sheet First Choice Credit Union
West Palm Beach, FL
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Total Assets 152.95M
Total Deposits 141.11M
Capital and Reserves First Choice Credit Union
West Palm Beach, FL
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Capital 10.93M
Leverage Ratio 10.50
Loan Loss Reserves to Loans 0.73%
Liquidity First Choice Credit Union
West Palm Beach, FL
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Hot Money Ratio 14.38%
Liquidity Ratio 20.72%
Profitability First Choice Credit Union
West Palm Beach, FL
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5-Year Return on Average Assets 0.58%
Net Income 122.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 78.00%
Return on Assets 0.33%
Return on Equity 4.58%