Dillon Credit Union
                    
                            Major Rating Factors:
                             Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.8 and a net worth ratio of 0.0. A current level of 2.1 percent of nonperforming loans to core capital  contributes to the Excellent asset quality (9.9). 
                        
					
							Other Rating Factors:
							 Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Excellent (7.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).                         
						
					
							Asset Mix:
							Consumer loans (25%), home mtgs (18%), other (57%)
						
					Asset Quality
                        Non-Performing Loans to Capital
                            
                        Non-Performing Assets to Assets
                            
                        Non-Performing Loans to Loans
                            
                        Loan Loss Reserves to Loans
                            
                        Charge-Offs to Average Loans
                            
                        5-Year Charge-Offs to Average Loans
                            
                        5-Year Asset Growth
                            
                        1-Year Asset Growth
                            
                        Profitability
                        Operating Profit to Average Assets
                            
                        Return on Equity
                            
                        Net Interest Spread
                            
                        5-Year ROAA (Return on Average Assets)
                            
                        Overhead Efficiency Ratio
                            
                        Corporate Info
						Address
							
								2704 North Lorraine Street 
Hutchinson, KS 67502
						Hutchinson, KS 67502
Phone Number
							(620) 669-8500
						NCUA Charter Number
							
						Website
							
						Largest Competitors
						
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													Hutchinson, KS
												
											
													Hutchinson, KS
												
											
													Hutchinson, KS