Hutchinson Postal and Community Credit Union
Major Rating Factors:
A current level of 6.7 percent of nonperforming loans to core capital contributes to the Good asset quality (6.1).
Other Rating Factors:
Fair liquidity 3.9, driven by a liquidity ratio of 27.3 percent and a “hot money” ratio of 16.5 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (62%), other (38%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2306 North Main Street
Hutchinson, KS 67502
Hutchinson, KS 67502
Phone Number
(620) 662-8050
NCUA Charter Number
Website
Largest Competitors
Lenexa, KS
Hutchinson, KS
Hutchinson, KS
Hutchinson, KS
Hutchinson, KS