Missouri Electric Cooperative Employees Credit Union

Jefferson City, MO

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Missouri Electric Cooperative Employees Credit Union Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	6.70
Liquidity Index	2.50
Profitability Index	8.00
Stability Index	5.70

Company Info	Missouri Electric Cooperative Employees Credit Union Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5942
Phone Number	(573) 634-2595
Website	www.mececu.com

Asset Quality	Missouri Electric Cooperative Employees Credit Union Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.34%
5-Year Asset Growth	9.53%
5-Year Charge-Offs to Average Loans	0.01%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.07%
Non-Performing Loans to Capital	0.80%
Non-Performing Loans to Loans	0.12%

Balance Sheet	Missouri Electric Cooperative Employees Credit Union Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	351.17M
Total Deposits	299.99M

Capital and Reserves	Missouri Electric Cooperative Employees Credit Union Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Capital	32.27M
Leverage Ratio	11.45
Loan Loss Reserves to Loans	0.04%

Liquidity	Missouri Electric Cooperative Employees Credit Union Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.70%
Liquidity Ratio	3.43%

Profitability	Missouri Electric Cooperative Employees Credit Union Jefferson City, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.12%
Net Income	2.34M
Net Interest Spread	2.34%
Operating Profit to Average Assets	1.39%
Overhead Efficiency Ratio	47.90%
Return on Assets	1.37%
Return on Equity	15.39%