| Weiss Ratings |
HTM Credit Union
Haverhill, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 7.60 | |||
| Company Info |
HTM Credit Union
Haverhill, MA |
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| NCUA Charter Number | 5948 | |||
| Phone Number | (978) 374-7386 | |||
| Website | www.htmcreditunion.com | |||
| Asset Quality |
HTM Credit Union
Haverhill, MA |
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| 1-Year Asset Growth | -2.51% | |||
| 5-Year Asset Growth | 5.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
HTM Credit Union
Haverhill, MA |
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| Total Assets | 27.08M | |||
| Total Deposits | 23.25M | |||
| Capital and Reserves |
HTM Credit Union
Haverhill, MA |
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| Capital | 3.83M | |||
| Leverage Ratio | 14.15 | |||
| Loan Loss Reserves to Loans | 0.18% | |||
| Liquidity |
HTM Credit Union
Haverhill, MA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 17.87% | |||
| Profitability |
HTM Credit Union
Haverhill, MA |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 22.00K | |||
| Net Interest Spread | 2.96% | |||
| Operating Profit to Average Assets | 0.31% | |||
| Overhead Efficiency Ratio | 89.86% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 2.30% | |||