B
West Virginia Central Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
13.15
Leverage
Ratio
13.15
Return On
Assets
1.47%
Total
Assets
311.91M
Capital
40.13M
Total
Deposits
271.35M
Net
Income
1.12M
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Weiss Ratings West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 9.00
Stability Index 6.30
Company Info West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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NCUA Charter Number 5961
Phone Number (304) 485-4523
Website www.wvccu.org
Asset Quality West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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1-Year Asset Growth 1.16%
5-Year Asset Growth 8.56%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.60%
Non-Performing Loans to Loans 0.49%
Balance Sheet West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Total Assets 311.91M
Total Deposits 271.35M
Capital and Reserves West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Capital 40.13M
Leverage Ratio 13.15
Loan Loss Reserves to Loans 0.46%
Liquidity West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Hot Money Ratio 9.41%
Liquidity Ratio 13.21%
Profitability West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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5-Year Return on Average Assets 1.20%
Net Income 1.12M
Net Interest Spread 3.06%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 55.16%
Return on Assets 1.47%
Return on Equity 11.32%