B
West Virginia Central Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
13.38
Leverage
Ratio
13.38
Return On
Assets
1.57%
Total
Assets
315.56M
Capital
41.35M
Total
Deposits
273.56M
Net
Income
2.43M
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Weiss Ratings West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 9.50
Stability Index 6.30
Company Info West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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NCUA Charter Number 5961
Phone Number (304) 485-4523
Website www.wvccu.org
Asset Quality West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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1-Year Asset Growth 2.49%
5-Year Asset Growth 8.56%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.26%
Non-Performing Loans to Loans 0.43%
Balance Sheet West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Total Assets 315.56M
Total Deposits 273.56M
Capital and Reserves West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Capital 41.35M
Leverage Ratio 13.38
Loan Loss Reserves to Loans 0.47%
Liquidity West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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Hot Money Ratio 10.09%
Liquidity Ratio 12.20%
Profitability West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
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5-Year Return on Average Assets 1.20%
Net Income 2.43M
Net Interest Spread 3.22%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 56.84%
Return on Assets 1.57%
Return on Equity 12.08%