B
West Virginia Central Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.67
Leverage
Ratio
13.67
Return On
Assets
1.60%
Total
Assets
318.62M
Capital
42.68M
Total
Deposits
275.68M
Net
Income
3.75M
My Lists My Alerts
Weiss Ratings West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 9.60
Stability Index 6.30
Company Info West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 5961
Phone Number (304) 485-4523
Website www.wvccu.org
Asset Quality West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.76%
5-Year Asset Growth 8.56%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.51%
Non-Performing Loans to Loans 0.49%
Balance Sheet West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 318.62M
Total Deposits 275.68M
Capital and Reserves West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 42.68M
Leverage Ratio 13.67
Loan Loss Reserves to Loans 0.48%
Liquidity West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 9.71%
Liquidity Ratio 11.81%
Profitability West Virginia Central Federal Credit Union
Parkersburg, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.20%
Net Income 3.75M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 57.55%
Return on Assets 1.60%
Return on Equity 12.27%