D
Beacon Financial Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Beacon Financial Credit Union
Johnson City, TN
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Rating D
Asset Quality Index 5.00
Capitalization Index 5.40
Liquidity Index 1.90
Profitability Index 0.20
Stability Index 2.80
Company Info Beacon Financial Credit Union
Johnson City, TN
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NCUA Charter Number 5962
Phone Number (423) 975-0025
Website www.beaconfcu.org
Asset Quality Beacon Financial Credit Union
Johnson City, TN
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1-Year Asset Growth -5.18%
5-Year Asset Growth 7.88%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 11.07%
Non-Performing Loans to Loans 1.04%
Balance Sheet Beacon Financial Credit Union
Johnson City, TN
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Total Assets 31.03M
Total Deposits 28.83M
Capital and Reserves Beacon Financial Credit Union
Johnson City, TN
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Capital 2.42M
Leverage Ratio 8.01
Loan Loss Reserves to Loans 1.27%
Liquidity Beacon Financial Credit Union
Johnson City, TN
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Hot Money Ratio 15.03%
Liquidity Ratio 7.79%
Profitability Beacon Financial Credit Union
Johnson City, TN
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5-Year Return on Average Assets 0.79%
Net Income -249.00K
Net Interest Spread 4.35%
Operating Profit to Average Assets -0.28%
Overhead Efficiency Ratio 105.15%
Return on Assets -3.18%
Return on Equity -39.21%