Employee Resources Credit Union
| Weiss Ratings |
Employee Resources Credit Union
Lawrenceburg, TN |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 5.20 | |||
| Company Info |
Employee Resources Credit Union
Lawrenceburg, TN |
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| NCUA Charter Number | 5968 | |||
| Phone Number | (931) 766-9288 | |||
| Website | www.ercu.org/ | |||
| Asset Quality |
Employee Resources Credit Union
Lawrenceburg, TN |
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| 1-Year Asset Growth | 14.61% | |||
| 5-Year Asset Growth | 12.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 7.01% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
Employee Resources Credit Union
Lawrenceburg, TN |
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| Total Assets | 179.15M | |||
| Total Deposits | 163.31M | |||
| Capital and Reserves |
Employee Resources Credit Union
Lawrenceburg, TN |
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| Capital | 16.17M | |||
| Leverage Ratio | 9.03 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
Employee Resources Credit Union
Lawrenceburg, TN |
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| Hot Money Ratio | 18.96% | |||
| Liquidity Ratio | 22.95% | |||
| Profitability |
Employee Resources Credit Union
Lawrenceburg, TN |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 117.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 77.74% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 2.91% | |||