| Weiss Ratings |
Holyoke Credit Union
Holyoke, MA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 2.10 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 3.20 | |||
| Company Info |
Holyoke Credit Union
Holyoke, MA |
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| NCUA Charter Number | 6000 | |||
| Phone Number | (413) 278-6852 | |||
| Website | www.holyokecu.com | |||
| Asset Quality |
Holyoke Credit Union
Holyoke, MA |
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| 1-Year Asset Growth | 3.14% | |||
| 5-Year Asset Growth | 6.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 3.34% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Holyoke Credit Union
Holyoke, MA |
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| Total Assets | 266.72M | |||
| Total Deposits | 223.73M | |||
| Capital and Reserves |
Holyoke Credit Union
Holyoke, MA |
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| Capital | 13.11M | |||
| Leverage Ratio | 9.32 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Liquidity |
Holyoke Credit Union
Holyoke, MA |
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| Hot Money Ratio | 12.35% | |||
| Liquidity Ratio | 21.72% | |||
| Profitability |
Holyoke Credit Union
Holyoke, MA |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 74.00K | |||
| Net Interest Spread | 2.32% | |||
| Operating Profit to Average Assets | 0.16% | |||
| Overhead Efficiency Ratio | 94.88% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 2.25% | |||