| Weiss Ratings |
Holyoke Credit Union
Holyoke, MA |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 2.80 | |||
| Company Info |
Holyoke Credit Union
Holyoke, MA |
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| NCUA Charter Number | 6000 | |||
| Phone Number | (413) 278-6852 | |||
| Website | www.holyokecu.com | |||
| Asset Quality |
Holyoke Credit Union
Holyoke, MA |
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| 1-Year Asset Growth | 1.35% | |||
| 5-Year Asset Growth | 7.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 5.10% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Holyoke Credit Union
Holyoke, MA |
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| Total Assets | 291.29M | |||
| Total Deposits | 234.13M | |||
| Capital and Reserves |
Holyoke Credit Union
Holyoke, MA |
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| Capital | 18.20M | |||
| Leverage Ratio | 9.02 | |||
| Loan Loss Reserves to Loans | 0.38% | |||
| Liquidity |
Holyoke Credit Union
Holyoke, MA |
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| Hot Money Ratio | 17.42% | |||
| Liquidity Ratio | 15.00% | |||
| Profitability |
Holyoke Credit Union
Holyoke, MA |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 974.00K | |||
| Net Interest Spread | 3.12% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 81.72% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 7.84% | |||