| Weiss Ratings |
Holyoke Credit Union
Holyoke, MA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 2.80 | |||
| Company Info |
Holyoke Credit Union
Holyoke, MA |
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| NCUA Charter Number | 6000 | |||
| Phone Number | (413) 278-6852 | |||
| Website | www.holyokecu.com | |||
| Asset Quality |
Holyoke Credit Union
Holyoke, MA |
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| 1-Year Asset Growth | 1.23% | |||
| 5-Year Asset Growth | 7.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 4.73% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Holyoke Credit Union
Holyoke, MA |
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| Total Assets | 288.63M | |||
| Total Deposits | 228.67M | |||
| Capital and Reserves |
Holyoke Credit Union
Holyoke, MA |
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| Capital | 17.14M | |||
| Leverage Ratio | 8.97 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
Holyoke Credit Union
Holyoke, MA |
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| Hot Money Ratio | 15.56% | |||
| Liquidity Ratio | 16.40% | |||
| Profitability |
Holyoke Credit Union
Holyoke, MA |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 592.00K | |||
| Net Interest Spread | 3.05% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 83.66% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 7.39% | |||