| Weiss Ratings |
Luso-American Credit Union
Peabody, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 9.30 | |||
| Company Info |
Luso-American Credit Union
Peabody, MA |
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| NCUA Charter Number | 6004 | |||
| Phone Number | (978) 531-5767 | |||
| Website | www.luso-american.com | |||
| Asset Quality |
Luso-American Credit Union
Peabody, MA |
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| 1-Year Asset Growth | 2.51% | |||
| 5-Year Asset Growth | 5.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.80% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Luso-American Credit Union
Peabody, MA |
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| Total Assets | 124.43M | |||
| Total Deposits | 104.34M | |||
| Capital and Reserves |
Luso-American Credit Union
Peabody, MA |
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| Capital | 19.49M | |||
| Leverage Ratio | 15.66 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
Luso-American Credit Union
Peabody, MA |
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| Hot Money Ratio | 18.32% | |||
| Liquidity Ratio | 43.13% | |||
| Profitability |
Luso-American Credit Union
Peabody, MA |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 818.00K | |||
| Net Interest Spread | 5.05% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 76.06% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 5.72% | |||