| Weiss Ratings |
Luso-American Credit Union
Peabody, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 9.30 | |||
| Company Info |
Luso-American Credit Union
Peabody, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 6004 | |||
| Phone Number | (978) 531-5767 | |||
| Website | www.luso-american.com | |||
| Asset Quality |
Luso-American Credit Union
Peabody, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.51% | |||
| 5-Year Asset Growth | 5.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.32% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Luso-American Credit Union
Peabody, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 125.29M | |||
| Total Deposits | 105.39M | |||
| Capital and Reserves |
Luso-American Credit Union
Peabody, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.22M | |||
| Leverage Ratio | 15.34 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
Luso-American Credit Union
Peabody, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.30% | |||
| Liquidity Ratio | 42.48% | |||
| Profitability |
Luso-American Credit Union
Peabody, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 551.00K | |||
| Net Interest Spread | 4.98% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 78.51% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 5.82% | |||