| Weiss Ratings |
Luso-American Credit Union
Peabody, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 9.40 | |||
| Company Info |
Luso-American Credit Union
Peabody, MA |
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| NCUA Charter Number | 6004 | |||
| Phone Number | (978) 531-5767 | |||
| Website | www.luso-american.com | |||
| Asset Quality |
Luso-American Credit Union
Peabody, MA |
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| 1-Year Asset Growth | -0.35% | |||
| 5-Year Asset Growth | 5.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.36% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Luso-American Credit Union
Peabody, MA |
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| Total Assets | 122.18M | |||
| Total Deposits | 103.69M | |||
| Capital and Reserves |
Luso-American Credit Union
Peabody, MA |
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| Capital | 17.85M | |||
| Leverage Ratio | 14.61 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
Luso-American Credit Union
Peabody, MA |
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| Hot Money Ratio | 12.39% | |||
| Liquidity Ratio | 35.89% | |||
| Profitability |
Luso-American Credit Union
Peabody, MA |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 343.00K | |||
| Net Interest Spread | 5.58% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 67.80% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 7.76% | |||