Greater Springfield Credit Union
| Weiss Ratings |
Greater Springfield Credit Union
Springfield, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 9.40 | |||
| Company Info |
Greater Springfield Credit Union
Springfield, MA |
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| NCUA Charter Number | 6009 | |||
| Phone Number | (413) 782-3161 | |||
| Website | www.grscu.org | |||
| Asset Quality |
Greater Springfield Credit Union
Springfield, MA |
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| 1-Year Asset Growth | -1.70% | |||
| 5-Year Asset Growth | 5.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.12% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Greater Springfield Credit Union
Springfield, MA |
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| Total Assets | 230.18M | |||
| Total Deposits | 190.83M | |||
| Capital and Reserves |
Greater Springfield Credit Union
Springfield, MA |
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| Capital | 39.28M | |||
| Leverage Ratio | 18.42 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Greater Springfield Credit Union
Springfield, MA |
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| Hot Money Ratio | 4.73% | |||
| Liquidity Ratio | 21.30% | |||
| Profitability |
Greater Springfield Credit Union
Springfield, MA |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 2.06M | |||
| Net Interest Spread | 2.72% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 63.96% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 7.33% | |||