A
Greater Springfield Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Greater Springfield Credit Union
Springfield, MA
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 7.30
Stability Index 9.60
Company Info Greater Springfield Credit Union
Springfield, MA
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NCUA Charter Number 6009
Phone Number (413) 782-3161
Website www.grscu.org
Asset Quality Greater Springfield Credit Union
Springfield, MA
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1-Year Asset Growth 0.11%
5-Year Asset Growth 7.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.07%
Non-Performing Loans to Loans 0.70%
Balance Sheet Greater Springfield Credit Union
Springfield, MA
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Total Assets 234.15M
Total Deposits 197.61M
Capital and Reserves Greater Springfield Credit Union
Springfield, MA
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Capital 36.09M
Leverage Ratio 17.03
Loan Loss Reserves to Loans 0.73%
Liquidity Greater Springfield Credit Union
Springfield, MA
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Hot Money Ratio 16.10%
Liquidity Ratio 29.92%
Profitability Greater Springfield Credit Union
Springfield, MA
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5-Year Return on Average Assets 1.07%
Net Income 1.98M
Net Interest Spread 2.03%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 58.48%
Return on Assets 1.13%
Return on Equity 7.84%