A
Greater Springfield Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Greater Springfield Credit Union
Springfield, MA
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Rating A
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 6.00
Stability Index 9.40
Company Info Greater Springfield Credit Union
Springfield, MA
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NCUA Charter Number 6009
Phone Number (413) 782-3161
Website www.grscu.org
Asset Quality Greater Springfield Credit Union
Springfield, MA
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1-Year Asset Growth 1.14%
5-Year Asset Growth 5.33%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.69%
Non-Performing Loans to Loans 0.59%
Balance Sheet Greater Springfield Credit Union
Springfield, MA
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Total Assets 235.85M
Total Deposits 197.22M
Capital and Reserves Greater Springfield Credit Union
Springfield, MA
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Capital 37.96M
Leverage Ratio 17.66
Loan Loss Reserves to Loans 0.75%
Liquidity Greater Springfield Credit Union
Springfield, MA
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Hot Money Ratio 5.49%
Liquidity Ratio 23.57%
Profitability Greater Springfield Credit Union
Springfield, MA
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5-Year Return on Average Assets 0.97%
Net Income 1.30M
Net Interest Spread 2.58%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 67.31%
Return on Assets 1.09%
Return on Equity 7.09%