B
WesTex Community Credit Union
KermitTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings WesTex Community Credit Union
Kermit, TX
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Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 10.00
Stability Index 7.00
Company Info WesTex Community Credit Union
Kermit, TX
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NCUA Charter Number 6015
Phone Number (432) 586-6631
Website www.wccu.net
Asset Quality WesTex Community Credit Union
Kermit, TX
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1-Year Asset Growth 6.21%
5-Year Asset Growth 11.21%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.18%
Non-Performing Loans to Loans 0.59%
Balance Sheet WesTex Community Credit Union
Kermit, TX
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Total Assets 206.80M
Total Deposits 176.84M
Capital and Reserves WesTex Community Credit Union
Kermit, TX
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Capital 28.31M
Leverage Ratio 13.97
Loan Loss Reserves to Loans 0.51%
Liquidity WesTex Community Credit Union
Kermit, TX
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Hot Money Ratio 10.30%
Liquidity Ratio 24.90%
Profitability WesTex Community Credit Union
Kermit, TX
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5-Year Return on Average Assets 1.68%
Net Income 1.08M
Net Interest Spread 5.04%
Operating Profit to Average Assets 2.41%
Overhead Efficiency Ratio 60.84%
Return on Assets 2.13%
Return on Equity 15.54%