B
OMC Employees Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OMC Employees Credit Union
Charleston, TN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.10
Capitalization Index 8.90
Liquidity Index 5.80
Profitability Index 4.80
Stability Index 4.60
Company Info OMC Employees Credit Union
Charleston, TN
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 6025
Phone Number (423) 336-4331
Website www.omcecu.com
Asset Quality OMC Employees Credit Union
Charleston, TN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.64%
5-Year Asset Growth 0.18%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.88%
Non-Performing Loans to Loans 0.44%
Balance Sheet OMC Employees Credit Union
Charleston, TN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 27.30M
Total Deposits 24.20M
Capital and Reserves OMC Employees Credit Union
Charleston, TN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.94M
Leverage Ratio 10.75
Loan Loss Reserves to Loans 0.33%
Liquidity OMC Employees Credit Union
Charleston, TN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.48%
Liquidity Ratio 42.18%
Profitability OMC Employees Credit Union
Charleston, TN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.22%
Net Income 143.00K
Net Interest Spread 3.63%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 77.22%
Return on Assets 0.68%
Return on Equity 6.68%