| Weiss Ratings |
Alden Credit Union
Chicopee, MA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 2.60 | |||
| Company Info |
Alden Credit Union
Chicopee, MA |
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| NCUA Charter Number | 6027 | |||
| Phone Number | (413) 536-0475 | |||
| Website | www.aldencu.com | |||
| Asset Quality |
Alden Credit Union
Chicopee, MA |
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| 1-Year Asset Growth | -4.39% | |||
| 5-Year Asset Growth | 5.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 3.81% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Alden Credit Union
Chicopee, MA |
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| Total Assets | 188.63M | |||
| Total Deposits | 151.40M | |||
| Capital and Reserves |
Alden Credit Union
Chicopee, MA |
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| Capital | 12.53M | |||
| Leverage Ratio | 8.85 | |||
| Loan Loss Reserves to Loans | 0.27% | |||
| Liquidity |
Alden Credit Union
Chicopee, MA |
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| Hot Money Ratio | 23.10% | |||
| Liquidity Ratio | 9.31% | |||
| Profitability |
Alden Credit Union
Chicopee, MA |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 124.00K | |||
| Net Interest Spread | 2.16% | |||
| Operating Profit to Average Assets | 0.19% | |||
| Overhead Efficiency Ratio | 93.99% | |||
| Return on Assets | 0.13% | |||
| Return on Equity | 2.05% | |||