| Weiss Ratings |
St. Jean's Credit Union
Lynn, MA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 5.50 | |||
| Company Info |
St. Jean's Credit Union
Lynn, MA |
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| NCUA Charter Number | 6029 | |||
| Phone Number | (781) 592-5420 | |||
| Website | www.stjeanscu.com | |||
| Asset Quality |
St. Jean's Credit Union
Lynn, MA |
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| 1-Year Asset Growth | 4.71% | |||
| 5-Year Asset Growth | 6.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 2.22% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
St. Jean's Credit Union
Lynn, MA |
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| Total Assets | 388.74M | |||
| Total Deposits | 333.18M | |||
| Capital and Reserves |
St. Jean's Credit Union
Lynn, MA |
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| Capital | 31.75M | |||
| Leverage Ratio | 9.00 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
St. Jean's Credit Union
Lynn, MA |
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| Hot Money Ratio | 23.63% | |||
| Liquidity Ratio | 16.56% | |||
| Profitability |
St. Jean's Credit Union
Lynn, MA |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 276.00K | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 0.29% | |||
| Overhead Efficiency Ratio | 90.86% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 3.51% | |||