| Weiss Ratings |
St. Jean's Credit Union
Lynn, MA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 5.50 | |||
| Company Info |
St. Jean's Credit Union
Lynn, MA |
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| NCUA Charter Number | 6029 | |||
| Phone Number | (781) 592-5420 | |||
| Website | www.stjeanscu.com | |||
| Asset Quality |
St. Jean's Credit Union
Lynn, MA |
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| 1-Year Asset Growth | 7.22% | |||
| 5-Year Asset Growth | 8.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.45% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
St. Jean's Credit Union
Lynn, MA |
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| Total Assets | 371.26M | |||
| Total Deposits | 312.77M | |||
| Capital and Reserves |
St. Jean's Credit Union
Lynn, MA |
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| Capital | 30.21M | |||
| Leverage Ratio | 9.06 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Liquidity |
St. Jean's Credit Union
Lynn, MA |
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| Hot Money Ratio | 21.51% | |||
| Liquidity Ratio | 12.28% | |||
| Profitability |
St. Jean's Credit Union
Lynn, MA |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 504.00K | |||
| Net Interest Spread | 3.25% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 86.97% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 6.76% | |||