| Weiss Ratings |
St. Jean's Credit Union
Lynn, MA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
St. Jean's Credit Union
Lynn, MA |
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| NCUA Charter Number | 6029 | |||
| Phone Number | (781) 592-5420 | |||
| Website | www.stjeanscu.com | |||
| Asset Quality |
St. Jean's Credit Union
Lynn, MA |
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| 1-Year Asset Growth | 0.57% | |||
| 5-Year Asset Growth | 6.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.81% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
St. Jean's Credit Union
Lynn, MA |
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| Total Assets | 378.10M | |||
| Total Deposits | 325.01M | |||
| Capital and Reserves |
St. Jean's Credit Union
Lynn, MA |
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| Capital | 33.36M | |||
| Leverage Ratio | 9.51 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
St. Jean's Credit Union
Lynn, MA |
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| Hot Money Ratio | 24.45% | |||
| Liquidity Ratio | 14.76% | |||
| Profitability |
St. Jean's Credit Union
Lynn, MA |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 1.22M | |||
| Net Interest Spread | 3.37% | |||
| Operating Profit to Average Assets | 0.47% | |||
| Overhead Efficiency Ratio | 85.85% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 5.05% | |||