C
Springfield Street Railway Employees Credit Union
Rating Date
December 2025
Net Capital
Ratio
29.69
Leverage
Ratio
30.12
Return On
Assets
2.72%
Total
Assets
1.17M
Capital
348.00K
Total
Deposits
823.00K
Net
Income
24.00K
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Weiss Ratings Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 7.60
Profitability Index 4.50
Stability Index 4.30
Company Info Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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NCUA Charter Number 6032
Phone Number (413) 781-4454
Website --
Asset Quality Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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1-Year Asset Growth -4.64%
5-Year Asset Growth -3.13%
5-Year Charge-Offs to Average Loans 1.39%
Charge-Offs to Average Loans 1.10%
Non-Performing Assets to Assets 2.22%
Non-Performing Loans to Capital 7.14%
Non-Performing Loans to Loans 6.91%
Balance Sheet Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Total Assets 1.17M
Total Deposits 823.00K
Capital and Reserves Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Capital 348.00K
Leverage Ratio 30.12
Loan Loss Reserves to Loans 4.26%
Liquidity Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 97.45%
Profitability Springfield Street Railway Employees Credit Union
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5-Year Return on Average Assets -0.32%
Net Income 24.00K
Net Interest Spread 10.76%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 91.94%
Return on Assets 2.72%
Return on Equity 9.44%