Springfield Street Railway Employees Credit Union

Springfield, MA

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Springfield Street Railway Employees Credit Union Springfield, MA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.80
Capitalization Index	10.00
Liquidity Index	7.70
Profitability Index	3.00
Stability Index	4.70

Company Info	Springfield Street Railway Employees Credit Union Springfield, MA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6032
Phone Number	(413) 781-4454
Website	--

Asset Quality	Springfield Street Railway Employees Credit Union Springfield, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-11.14%
5-Year Asset Growth	-2.20%
5-Year Charge-Offs to Average Loans	1.43%
Charge-Offs to Average Loans	1.95%
Non-Performing Assets to Assets	1.14%
Non-Performing Loans to Capital	3.86%
Non-Performing Loans to Loans	3.65%

Balance Sheet	Springfield Street Railway Employees Credit Union Springfield, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.23M
Total Deposits	896.00K

Capital and Reserves	Springfield Street Railway Employees Credit Union Springfield, MA	Click to Compare	Click to Compare	Click to Compare
Capital	332.00K
Leverage Ratio	27.91
Loan Loss Reserves to Loans	8.07%

Liquidity	Springfield Street Railway Employees Credit Union Springfield, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	96.32%

Profitability	Springfield Street Railway Employees Credit Union Springfield, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.45%
Net Income	4.00K
Net Interest Spread	11.64%
Operating Profit to Average Assets	0.49%
Overhead Efficiency Ratio	92.96%
Return on Assets	0.39%
Return on Equity	1.56%