C
Springfield Street Railway Employees Credit Union
Rating Date
September 2025
Net Capital
Ratio
29.39
Leverage
Ratio
29.89
Return On
Assets
4.60%
Total
Assets
1.19M
Capital
350.00K
Total
Deposits
839.00K
Net
Income
27.00K
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Weiss Ratings Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 7.70
Profitability Index 4.20
Stability Index 5.00
Company Info Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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NCUA Charter Number 6032
Phone Number (413) 781-4454
Website --
Asset Quality Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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1-Year Asset Growth -13.32%
5-Year Asset Growth -3.13%
5-Year Charge-Offs to Average Loans 1.39%
Charge-Offs to Average Loans 1.66%
Non-Performing Assets to Assets 1.85%
Non-Performing Loans to Capital 6.01%
Non-Performing Loans to Loans 5.95%
Balance Sheet Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Total Assets 1.19M
Total Deposits 839.00K
Capital and Reserves Springfield Street Railway Employees Credit Union
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Capital 350.00K
Leverage Ratio 29.89
Loan Loss Reserves to Loans 4.32%
Liquidity Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 98.21%
Profitability Springfield Street Railway Employees Credit Union
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5-Year Return on Average Assets -0.32%
Net Income 27.00K
Net Interest Spread 10.47%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 85.00%
Return on Assets 4.60%
Return on Equity 16.17%