C
Springfield Street Railway Employees Credit Union
Rating Date
May 2024
Net Capital
Ratio
24.80
Leverage
Ratio
25.59
Return On
Assets
5.41%
Total
Assets
1.40M
Capital
347.00K
Total
Deposits
1.05M
Net
Income
19.00K
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Weiss Ratings Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 7.80
Profitability Index 3.90
Stability Index 5.00
Company Info Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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NCUA Charter Number 6032
Phone Number (413) 781-4454
Website --
Asset Quality Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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1-Year Asset Growth 0.87%
5-Year Asset Growth -2.20%
5-Year Charge-Offs to Average Loans 1.43%
Charge-Offs to Average Loans 0.94%
Non-Performing Assets to Assets 1.50%
Non-Performing Loans to Capital 5.71%
Non-Performing Loans to Loans 4.92%
Balance Sheet Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Total Assets 1.40M
Total Deposits 1.05M
Capital and Reserves Springfield Street Railway Employees Credit Union
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Capital 347.00K
Leverage Ratio 25.59
Loan Loss Reserves to Loans 4.92%
Liquidity Springfield Street Railway Employees Credit Union
Springfield, MA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 93.16%
Profitability Springfield Street Railway Employees Credit Union
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5-Year Return on Average Assets -0.45%
Net Income 19.00K
Net Interest Spread 11.57%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 78.26%
Return on Assets 5.41%
Return on Equity 22.49%