| Weiss Ratings |
Bowater Employees Credit Union
Calhoun, TN |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 5.90 | |||
| Company Info |
Bowater Employees Credit Union
Calhoun, TN |
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| NCUA Charter Number | 6033 | |||
| Phone Number | (423) 336-7268 | |||
| Website | www.bowaterecu.org | |||
| Asset Quality |
Bowater Employees Credit Union
Calhoun, TN |
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| 1-Year Asset Growth | 15.78% | |||
| 5-Year Asset Growth | 11.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.45% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 5.07% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Bowater Employees Credit Union
Calhoun, TN |
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| Total Assets | 311.40M | |||
| Total Deposits | 280.99M | |||
| Capital and Reserves |
Bowater Employees Credit Union
Calhoun, TN |
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| Capital | 27.71M | |||
| Leverage Ratio | 8.94 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
Bowater Employees Credit Union
Calhoun, TN |
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| Hot Money Ratio | 19.20% | |||
| Liquidity Ratio | 23.76% | |||
| Profitability |
Bowater Employees Credit Union
Calhoun, TN |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 1.05M | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 80.67% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 7.80% | |||