| Weiss Ratings |
Bowater Employees Credit Union
Calhoun, TN |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Bowater Employees Credit Union
Calhoun, TN |
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| NCUA Charter Number | 6033 | |||
| Phone Number | (423) 336-7268 | |||
| Website | www.bowaterecu.org | |||
| Asset Quality |
Bowater Employees Credit Union
Calhoun, TN |
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| 1-Year Asset Growth | 1.70% | |||
| 5-Year Asset Growth | 9.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 6.50% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Bowater Employees Credit Union
Calhoun, TN |
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| Total Assets | 263.34M | |||
| Total Deposits | 236.43M | |||
| Capital and Reserves |
Bowater Employees Credit Union
Calhoun, TN |
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| Capital | 23.33M | |||
| Leverage Ratio | 8.96 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Liquidity |
Bowater Employees Credit Union
Calhoun, TN |
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| Hot Money Ratio | 11.20% | |||
| Liquidity Ratio | 22.99% | |||
| Profitability |
Bowater Employees Credit Union
Calhoun, TN |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 658.00K | |||
| Net Interest Spread | 4.52% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 71.47% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 11.44% | |||