B
Community Service Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Service Credit Union
Huntsville, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.50
Capitalization Index 6.80
Liquidity Index 2.60
Profitability Index 6.40
Stability Index 5.70
Company Info Community Service Credit Union
Huntsville, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 6036
Phone Number (936) 295-3980
Website www.cscutx.com
Asset Quality Community Service Credit Union
Huntsville, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.78%
5-Year Asset Growth 8.12%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 7.14%
Non-Performing Loans to Loans 0.93%
Balance Sheet Community Service Credit Union
Huntsville, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 161.54M
Total Deposits 143.28M
Capital and Reserves Community Service Credit Union
Huntsville, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 15.03M
Leverage Ratio 9.30
Loan Loss Reserves to Loans 0.79%
Liquidity Community Service Credit Union
Huntsville, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.56%
Liquidity Ratio 11.73%
Profitability Community Service Credit Union
Huntsville, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.44%
Net Income 798.00K
Net Interest Spread 5.06%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 81.09%
Return on Assets 0.68%
Return on Equity 7.31%