B
Delta Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Delta Federal Credit Union
Greenville, MS
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 6.70
Profitability Index 10.00
Stability Index 5.70
Company Info Delta Federal Credit Union
Greenville, MS
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NCUA Charter Number 6047
Phone Number (662) 332-7184
Website deltacu.virtualcu.net
Asset Quality Delta Federal Credit Union
Greenville, MS
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1-Year Asset Growth 1.67%
5-Year Asset Growth 8.52%
5-Year Charge-Offs to Average Loans 1.48%
Charge-Offs to Average Loans 1.73%
Non-Performing Assets to Assets 1.02%
Non-Performing Loans to Capital 3.72%
Non-Performing Loans to Loans 2.68%
Balance Sheet Delta Federal Credit Union
Greenville, MS
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Total Assets 8.39M
Total Deposits 6.13M
Capital and Reserves Delta Federal Credit Union
Greenville, MS
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Capital 2.25M
Leverage Ratio 26.79
Loan Loss Reserves to Loans 1.99%
Liquidity Delta Federal Credit Union
Greenville, MS
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Hot Money Ratio 0.00%
Liquidity Ratio 59.88%
Profitability Delta Federal Credit Union
Greenville, MS
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5-Year Return on Average Assets 1.07%
Net Income 51.00K
Net Interest Spread 7.43%
Operating Profit to Average Assets 2.44%
Overhead Efficiency Ratio 58.05%
Return on Assets 2.44%
Return on Equity 9.18%