Charleston Postal Federal Credit Union

Charleston, WV

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Rating	E
Asset Quality Index	3.30
Capitalization Index	6.40
Liquidity Index	5.00
Profitability Index	0.90
Stability Index	3.90

Company Info	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6053
Phone Number	(304) 746-5111
Website	www.charlestonpostalfcu.com

Asset Quality	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.86%
5-Year Asset Growth	5.18%
5-Year Charge-Offs to Average Loans	0.71%
Charge-Offs to Average Loans	1.56%
Non-Performing Assets to Assets	1.80%
Non-Performing Loans to Capital	18.36%
Non-Performing Loans to Loans	3.05%

Balance Sheet	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.10M
Total Deposits	4.64M

Capital and Reserves	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Capital	450.00K
Leverage Ratio	8.82
Loan Loss Reserves to Loans	1.69%

Liquidity	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	26.54%

Profitability	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.22%
Net Income	5.00K
Net Interest Spread	7.11%
Operating Profit to Average Assets	0.40%
Overhead Efficiency Ratio	95.00%
Return on Assets	0.40%
Return on Equity	4.46%