Charleston Postal Federal Credit Union

Charleston, WV

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Rating	E
Asset Quality Index	2.90
Capitalization Index	6.40
Liquidity Index	5.20
Profitability Index	2.50
Stability Index	1.00

Company Info	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6053
Phone Number	(304) 746-5111
Website	www.charlestonpostalfcu.com

Asset Quality	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.26%
5-Year Asset Growth	5.18%
5-Year Charge-Offs to Average Loans	0.71%
Charge-Offs to Average Loans	1.60%
Non-Performing Assets to Assets	1.72%
Non-Performing Loans to Capital	17.30%
Non-Performing Loans to Loans	3.07%

Balance Sheet	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.07M
Total Deposits	4.61M

Capital and Reserves	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Capital	445.00K
Leverage Ratio	8.78
Loan Loss Reserves to Loans	2.05%

Liquidity	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	25.69%

Profitability	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.22%
Net Income	0.00
Net Interest Spread	6.88%
Operating Profit to Average Assets	0.04%
Overhead Efficiency Ratio	89.53%
Return on Assets	0.00%
Return on Equity	0.00%