Charleston Postal Federal Credit Union

Charleston, WV

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	7.20
Capitalization Index	5.90
Liquidity Index	5.40
Profitability Index	1.80
Stability Index	1.00

Company Info	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6053
Phone Number	(304) 746-5111
Website	www.charlestonpostalfcu.com

Asset Quality	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	7.78%
5-Year Asset Growth	4.38%
5-Year Charge-Offs to Average Loans	0.67%
Charge-Offs to Average Loans	4.37%
Non-Performing Assets to Assets	0.40%
Non-Performing Loans to Capital	4.29%
Non-Performing Loans to Loans	0.66%

Balance Sheet	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.31M
Total Deposits	4.83M

Capital and Reserves	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Capital	438.00K
Leverage Ratio	8.26
Loan Loss Reserves to Loans	1.65%

Liquidity	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	43.35%

Profitability	Charleston Postal Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.18%
Net Income	10.00K
Net Interest Spread	7.59%
Operating Profit to Average Assets	0.70%
Overhead Efficiency Ratio	86.27%
Return on Assets	0.78%
Return on Equity	9.22%