E
1st Valley Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Valley Credit Union
San Bernardino, CA
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Rating E
Asset Quality Index 7.00
Capitalization Index 0.00
Liquidity Index 4.40
Profitability Index 0.20
Stability Index 0.80
Company Info 1st Valley Credit Union
San Bernardino, CA
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NCUA Charter Number 6059
Phone Number (909) 889-0838
Website www.1stvalleycu.com
Asset Quality 1st Valley Credit Union
San Bernardino, CA
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1-Year Asset Growth -5.99%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 35.05%
Non-Performing Assets to Assets 2.53%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 5.64%
Balance Sheet 1st Valley Credit Union
San Bernardino, CA
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Total Assets 45.97M
Total Deposits 49.76M
Capital and Reserves 1st Valley Credit Union
San Bernardino, CA
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Capital -4.09M
Leverage Ratio 3.51
Loan Loss Reserves to Loans 6.60%
Liquidity 1st Valley Credit Union
San Bernardino, CA
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Hot Money Ratio 3.51%
Liquidity Ratio 8.39%
Profitability 1st Valley Credit Union
San Bernardino, CA
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5-Year Return on Average Assets -0.62%
Net Income -2.20M
Net Interest Spread 2.50%
Operating Profit to Average Assets -0.70%
Overhead Efficiency Ratio 122.52%
Return on Assets -18.48%
Return on Equity --