C
Evergreen Credit Union
Rating Date
September 2025
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Major Rating Factors: Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Fair (4.9) profitability. Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 0.0.
Other Rating Factors: A current level of 6.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10).
Asset Mix: Home mtgs (31%), consumer loans (15%), securities (9%), other (46%)
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Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
225 Riverside Street
Portland, ME 04103
Phone Number
(207) 221-5000
NCUA Charter Number