Major Rating Factors:
A current level of 4.5 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Excellent asset quality (8.4). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Good (6.5) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). Good current capitalization (5.5 on a scale of 0 to 10) based on a net capital to total assets of 7.9 and a net worth ratio of 8.0.
Asset Mix:
Home mtgs (26%), consumer loans (23%), securities (1%), other (50%)
Corporate Info
101 Western Avenue
Hampden, ME 04444
Hampden, ME 04444
(207) 862-6500
Largest Competitors
South Portland, ME
Augusta, ME
Scarborough, ME
Portland, ME
Hampden, ME