C
Maine Savings Federal Credit Union
HampdenME
Rating Date
September 2025
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Major Rating Factors: Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.2 has resulted in Weak (1.7) profitability. Good current capitalization (5.3 on a scale of 0 to 10) based on a net capital to total assets of 7.7 and a net worth ratio of 0.0.
Other Rating Factors: A current level of 12.1 percent of nonperforming loans to core capital contributes to the Good asset quality (6.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix: Home mtgs (28%), consumer loans (25%), securities (1%), other (45%)
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Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
101 Western Avenue
Hampden, ME 04444
Phone Number
(207) 862-6500
NCUA Charter Number