Town & Country Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10). Fair current capitalization (4.2 on a scale of 0 to 10) based on a net capital to total assets of 6.5 and a net worth ratio of 8.5.
Other Rating Factors:
A current level of 3.1 percent of nonperforming loans to core capital combined with 5.0 percent from a year earlier contributes to the Excellent asset quality (9.2). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (2.7) profitability.
Asset Mix:
Home mtgs (35%), consumer loans (28%), other (37%)
Corporate Info
32 Little Dolphin Drive
Scarborough, ME 04074
Scarborough, ME 04074
(207) 773-5656
Largest Competitors
South Portland, ME
Hampden, ME
Augusta, ME
Portland, ME
Orono, ME