C
Town & Country Federal Credit Union
Rating Date
September 2025
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Major Rating Factors: Fair current capitalization (4.2 on a scale of 0 to 10) based on a net capital to total assets of 6.5 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10).
Other Rating Factors: A current level of 3.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.9). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.1 has resulted in Fair (3.2) profitability.
Asset Mix: Home mtgs (38%), consumer loans (24%), other (38%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
32 Little Dolphin Drive
Scarborough, ME 04074
Phone Number
(207) 773-5656
NCUA Charter Number