B
Pentagon Federal Credit Union
TysonsVA
Data as of
December 31, 2021
Risk Based
Capital Ratio
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Assets
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Assets
Capital
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Net
Income
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Major Rating Factors: Excellent current capitalization (7.9 on a scale of 0 to 10) based on a net capital to total assets of 9.6 and a net worth ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10).
Other Rating Factors: A current level of 9.2 percent of nonperforming loans to core capital contributes to the Good asset quality (6.7). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 1.0 has resulted in Good (6.0) profitability.
Asset Mix: Consumer loans (29%), home mtgs (28%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Address
7940 Jones Branch Drive
Tysons, VA 22102
Phone Number
(571) 395-0306
NCUA Charter Number
227
Weiss Ratings