| Weiss Ratings |
Sierra Central Credit Union
Yuba City, CA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 5.90 | |||
| Company Info |
Sierra Central Credit Union
Yuba City, CA |
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| NCUA Charter Number | 6068 | |||
| Phone Number | (800) 222-7228 | |||
| Website | www.sierracentral.com | |||
| Asset Quality |
Sierra Central Credit Union
Yuba City, CA |
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| 1-Year Asset Growth | 2.59% | |||
| 5-Year Asset Growth | 5.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.51% | |||
| Charge-Offs to Average Loans | 1.08% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 3.92% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Sierra Central Credit Union
Yuba City, CA |
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| Total Assets | 1.47B | |||
| Total Deposits | 1.32B | |||
| Capital and Reserves |
Sierra Central Credit Union
Yuba City, CA |
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| Capital | 141.22M | |||
| Leverage Ratio | 9.79 | |||
| Loan Loss Reserves to Loans | 1.93% | |||
| Liquidity |
Sierra Central Credit Union
Yuba City, CA |
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| Hot Money Ratio | 18.89% | |||
| Liquidity Ratio | 19.81% | |||
| Profitability |
Sierra Central Credit Union
Yuba City, CA |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 2.39M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 70.73% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 3.41% | |||