| Weiss Ratings |
Valley 1st Community Federal Credit Union
Monessen, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 7.80 | |||
| Company Info |
Valley 1st Community Federal Credit Union
Monessen, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 607 | |||
| Phone Number | (724) 684-8875 | |||
| Website | www.valley1st.org | |||
| Asset Quality |
Valley 1st Community Federal Credit Union
Monessen, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.45% | |||
| 5-Year Asset Growth | 3.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.56% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 1.35% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Valley 1st Community Federal Credit Union
Monessen, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 102.31M | |||
| Total Deposits | 77.92M | |||
| Capital and Reserves |
Valley 1st Community Federal Credit Union
Monessen, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 23.83M | |||
| Leverage Ratio | 23.35 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Liquidity |
Valley 1st Community Federal Credit Union
Monessen, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.72% | |||
| Liquidity Ratio | 49.83% | |||
| Profitability |
Valley 1st Community Federal Credit Union
Monessen, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 1.13M | |||
| Net Interest Spread | 4.77% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 65.32% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 6.52% | |||