| Weiss Ratings |
Valley 1st Community Federal Credit Union
Monessen, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
Valley 1st Community Federal Credit Union
Monessen, PA |
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| NCUA Charter Number | 607 | |||
| Phone Number | (724) 684-8875 | |||
| Website | www.valley1st.org | |||
| Asset Quality |
Valley 1st Community Federal Credit Union
Monessen, PA |
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| 1-Year Asset Growth | -3.37% | |||
| 5-Year Asset Growth | 3.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.52% | |||
| Charge-Offs to Average Loans | 0.83% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 2.04% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Valley 1st Community Federal Credit Union
Monessen, PA |
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| Total Assets | 98.21M | |||
| Total Deposits | 74.98M | |||
| Capital and Reserves |
Valley 1st Community Federal Credit Union
Monessen, PA |
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| Capital | 22.13M | |||
| Leverage Ratio | 22.64 | |||
| Loan Loss Reserves to Loans | 1.67% | |||
| Liquidity |
Valley 1st Community Federal Credit Union
Monessen, PA |
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| Hot Money Ratio | 6.85% | |||
| Liquidity Ratio | 38.15% | |||
| Profitability |
Valley 1st Community Federal Credit Union
Monessen, PA |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 303.00K | |||
| Net Interest Spread | 4.01% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 64.66% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 5.53% | |||