B
St. Thomas Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings St. Thomas Credit Union
Nashville, TN
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Rating B
Asset Quality Index 6.40
Capitalization Index 9.20
Liquidity Index 4.00
Profitability Index 7.50
Stability Index 5.70
Company Info St. Thomas Credit Union
Nashville, TN
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NCUA Charter Number 6071
Phone Number (615) 292-7828
Website www.stthomascreditunion.com
Asset Quality St. Thomas Credit Union
Nashville, TN
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1-Year Asset Growth 6.89%
5-Year Asset Growth 7.49%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 0.91%
Non-Performing Loans to Capital 7.31%
Non-Performing Loans to Loans 1.18%
Balance Sheet St. Thomas Credit Union
Nashville, TN
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Total Assets 39.79M
Total Deposits 34.74M
Capital and Reserves St. Thomas Credit Union
Nashville, TN
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Capital 4.36M
Leverage Ratio 10.96
Loan Loss Reserves to Loans 2.16%
Liquidity St. Thomas Credit Union
Nashville, TN
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Hot Money Ratio 16.51%
Liquidity Ratio 21.35%
Profitability St. Thomas Credit Union
Nashville, TN
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5-Year Return on Average Assets 0.56%
Net Income 96.00K
Net Interest Spread 5.06%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 72.27%
Return on Assets 0.97%
Return on Equity 8.90%