C
St. Thomas Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings St. Thomas Credit Union
Nashville, TN
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Rating C
Asset Quality Index 3.10
Capitalization Index 9.90
Liquidity Index 3.80
Profitability Index 5.40
Stability Index 6.70
Company Info St. Thomas Credit Union
Nashville, TN
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NCUA Charter Number 6071
Phone Number (615) 292-7828
Website www.stthomascreditunion.com
Asset Quality St. Thomas Credit Union
Nashville, TN
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1-Year Asset Growth -1.83%
5-Year Asset Growth 7.49%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 3.21%
Non-Performing Loans to Capital 24.30%
Non-Performing Loans to Loans 4.30%
Balance Sheet St. Thomas Credit Union
Nashville, TN
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Total Assets 38.84M
Total Deposits 33.99M
Capital and Reserves St. Thomas Credit Union
Nashville, TN
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Capital 4.46M
Leverage Ratio 11.49
Loan Loss Reserves to Loans 2.35%
Liquidity St. Thomas Credit Union
Nashville, TN
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Hot Money Ratio 18.85%
Liquidity Ratio 22.23%
Profitability St. Thomas Credit Union
Nashville, TN
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5-Year Return on Average Assets 0.56%
Net Income 198.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 76.55%
Return on Assets 0.67%
Return on Equity 6.04%