| Weiss Ratings |
First South Financial Credit Union
Bartlett, TN |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.00 | |||
| Company Info |
First South Financial Credit Union
Bartlett, TN |
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| NCUA Charter Number | 6077 | |||
| Phone Number | (901) 380-7400 | |||
| Website | www.firstsouth.com | |||
| Asset Quality |
First South Financial Credit Union
Bartlett, TN |
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| 1-Year Asset Growth | -2.80% | |||
| 5-Year Asset Growth | 5.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.80% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 0.74% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
First South Financial Credit Union
Bartlett, TN |
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| Total Assets | 772.54M | |||
| Total Deposits | 542.19M | |||
| Capital and Reserves |
First South Financial Credit Union
Bartlett, TN |
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| Capital | 213.54M | |||
| Leverage Ratio | 29.37 | |||
| Loan Loss Reserves to Loans | 7.09% | |||
| Liquidity |
First South Financial Credit Union
Bartlett, TN |
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| Hot Money Ratio | 7.18% | |||
| Liquidity Ratio | 44.94% | |||
| Profitability |
First South Financial Credit Union
Bartlett, TN |
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| 5-Year Return on Average Assets | 1.68% | |||
| Net Income | 4.80M | |||
| Net Interest Spread | 5.69% | |||
| Operating Profit to Average Assets | 3.87% | |||
| Overhead Efficiency Ratio | 48.09% | |||
| Return on Assets | 2.51% | |||
| Return on Equity | 9.10% | |||
