Happy Valley Credit Union
| Weiss Ratings |
Happy Valley Credit Union
Elizabethton, TN |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 7.10 | |||
| Company Info |
Happy Valley Credit Union
Elizabethton, TN |
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| NCUA Charter Number | 6080 | |||
| Phone Number | (423) 542-6078 | |||
| Website | www.hvcu-tn.com | |||
| Asset Quality |
Happy Valley Credit Union
Elizabethton, TN |
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| 1-Year Asset Growth | -2.83% | |||
| 5-Year Asset Growth | 2.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.14% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Happy Valley Credit Union
Elizabethton, TN |
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| Total Assets | 36.31M | |||
| Total Deposits | 30.01M | |||
| Capital and Reserves |
Happy Valley Credit Union
Elizabethton, TN |
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| Capital | 6.45M | |||
| Leverage Ratio | 17.75 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Liquidity |
Happy Valley Credit Union
Elizabethton, TN |
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| Hot Money Ratio | 0.82% | |||
| Liquidity Ratio | 18.27% | |||
| Profitability |
Happy Valley Credit Union
Elizabethton, TN |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 65.00K | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 89.26% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 2.03% | |||