First Priority Federal Credit Union
Major Rating Factors:
A current level of 1.7 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (9.4). Excellent current capitalization (9.3 on a scale of 0 to 10) based on a net capital to total assets of 11.1 and a net worth ratio of 0.0.
Other Rating Factors:
Good liquidity 6.6, driven by a liquidity ratio of 40.7 percent and a “hot money” ratio of 4.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Consumer loans (27%), home mtgs (10%), other (64%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3570 US Route 60, East
Barboursville, WV 25504
Barboursville, WV 25504
Phone Number
(304) 522-9450
NCUA Charter Number
Website
Largest Competitors
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