West Virginia State Convention Credit Union

Hilltop, WV

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	West Virginia State Convention Credit Union Hilltop, WV	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	5.20
Liquidity Index	7.30
Profitability Index	8.20
Stability Index	3.70

Company Info	West Virginia State Convention Credit Union Hilltop, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6087
Phone Number	(304) 469-3333
Website	www.wvbaptiststateconvention.org/creditunion.html

Asset Quality	West Virginia State Convention Credit Union Hilltop, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	11.53%
5-Year Asset Growth	5.77%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.24%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	West Virginia State Convention Credit Union Hilltop, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	416.00K
Total Deposits	381.00K

Capital and Reserves	West Virginia State Convention Credit Union Hilltop, WV	Click to Compare	Click to Compare	Click to Compare
Capital	34.00K
Leverage Ratio	7.93
Loan Loss Reserves to Loans	3.70%

Liquidity	West Virginia State Convention Credit Union Hilltop, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	28.68%

Profitability	West Virginia State Convention Credit Union Hilltop, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.67%
Net Income	2.00K
Net Interest Spread	5.21%
Operating Profit to Average Assets	1.90%
Overhead Efficiency Ratio	66.67%
Return on Assets	1.90%
Return on Equity	24.24%