C
West Virginia State Convention Credit Union
Hilltop,  WV
Rating Date
September 2025
Net Capital
Ratio
9.38
Leverage
Ratio
9.38
Return On
Assets
2.43%
Total
Assets
384.00K
Capital
36.00K
Total
Deposits
348.00K
Net
Income
5.00K
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Weiss Ratings West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Rating C
Asset Quality Index 5.40
Capitalization Index 6.90
Liquidity Index 7.50
Profitability Index 9.70
Stability Index 4.30
Company Info West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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NCUA Charter Number 6087
Phone Number (304) 469-3333
Website www.wvbaptiststateconvention.org/creditunion.html
Asset Quality West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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1-Year Asset Growth 1.32%
5-Year Asset Growth 5.77%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 10.53%
Non-Performing Loans to Loans 6.35%
Balance Sheet West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Total Assets 384.00K
Total Deposits 348.00K
Capital and Reserves West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Capital 36.00K
Leverage Ratio 9.38
Loan Loss Reserves to Loans 3.17%
Liquidity West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 39.94%
Profitability West Virginia State Convention Credit Union
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5-Year Return on Average Assets 0.67%
Net Income 5.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 33.33%
Return on Assets 2.43%
Return on Equity 29.41%