C
West Virginia State Convention Credit Union
Hilltop,  WV
Rating Date
December 2025
Net Capital
Ratio
9.00
Leverage
Ratio
9.00
Return On
Assets
1.64%
Total
Assets
411.00K
Capital
37.00K
Total
Deposits
374.00K
Net
Income
5.00K
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Weiss Ratings West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 6.60
Liquidity Index 7.20
Profitability Index 8.90
Stability Index 3.70
Company Info West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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NCUA Charter Number 6087
Phone Number (304) 469-3333
Website www.wvbaptiststateconvention.org/creditunion.html
Asset Quality West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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1-Year Asset Growth 0.00%
5-Year Asset Growth 5.77%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 2.56%
Non-Performing Loans to Loans 1.45%
Balance Sheet West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Total Assets 411.00K
Total Deposits 374.00K
Capital and Reserves West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Capital 37.00K
Leverage Ratio 9.00
Loan Loss Reserves to Loans 2.90%
Liquidity West Virginia State Convention Credit Union
Hilltop, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 24.60%
Profitability West Virginia State Convention Credit Union
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5-Year Return on Average Assets 0.67%
Net Income 5.00K
Net Interest Spread 3.88%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 40.00%
Return on Assets 1.64%
Return on Equity 19.05%