Family 1st Of Texas Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). A current level of 121.6 percent of nonperforming loans to core capital combined with 54.1 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
Weak liquidity 1.6, driven by a liquidity ratio of 10.4 percent and a “hot money” ratio of 39.4 percent.
Asset Mix:
Home mtgs (34%), consumer loans (33%), other (34%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3501 Western Center Boulevard
Fort Worth, TX 76137
Fort Worth, TX 76137
Phone Number
(817) 847-8992
NCUA Charter Number
Website
Largest Competitors
Fort Worth, TX
Fort Worth, TX
Fort Worth, TX
Fort Worth, TX
Fort Worth, TX