| Weiss Ratings |
Impact Credit Union, Inc
Clyde, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Impact Credit Union, Inc
Clyde, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 6100 | |||
| Phone Number | (419) 547-7781 | |||
| Website | www.impactcu.org | |||
| Asset Quality |
Impact Credit Union, Inc
Clyde, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.79% | |||
| 5-Year Asset Growth | 4.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.84% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Impact Credit Union, Inc
Clyde, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 184.18M | |||
| Total Deposits | 167.70M | |||
| Capital and Reserves |
Impact Credit Union, Inc
Clyde, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 15.10M | |||
| Leverage Ratio | 8.88 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
Impact Credit Union, Inc
Clyde, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.98% | |||
| Liquidity Ratio | 18.01% | |||
| Profitability |
Impact Credit Union, Inc
Clyde, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 146.00K | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 92.81% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.89% | |||