| Weiss Ratings |
Impact Credit Union, Inc
Clyde, OH |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Impact Credit Union, Inc
Clyde, OH |
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| NCUA Charter Number | 6100 | |||
| Phone Number | (419) 547-7781 | |||
| Website | www.impactcu.org | |||
| Asset Quality |
Impact Credit Union, Inc
Clyde, OH |
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| 1-Year Asset Growth | 5.44% | |||
| 5-Year Asset Growth | 4.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 1.04% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Impact Credit Union, Inc
Clyde, OH |
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| Total Assets | 194.20M | |||
| Total Deposits | 175.41M | |||
| Capital and Reserves |
Impact Credit Union, Inc
Clyde, OH |
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| Capital | 16.91M | |||
| Leverage Ratio | 8.85 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Impact Credit Union, Inc
Clyde, OH |
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| Hot Money Ratio | 5.86% | |||
| Liquidity Ratio | 24.79% | |||
| Profitability |
Impact Credit Union, Inc
Clyde, OH |
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| 5-Year Return on Average Assets | 0.23% | |||
| Net Income | 150.00K | |||
| Net Interest Spread | 4.39% | |||
| Operating Profit to Average Assets | 0.53% | |||
| Overhead Efficiency Ratio | 89.00% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.56% | |||