C
Rochester Area State Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.56
Leverage
Ratio
10.81
Return On
Assets
-0.21%
Total
Assets
17.65M
Capital
1.86M
Total
Deposits
15.80M
Net
Income
-9.00K
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Weiss Ratings Rochester Area State Employees Federal Credit Union
Rochester, NY 		Click to
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Rating C
Asset Quality Index 6.30
Capitalization Index 8.60
Liquidity Index 3.70
Profitability Index 2.50
Stability Index 5.20
Company Info Rochester Area State Employees Federal Credit Union
Rochester, NY 		Click to
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NCUA Charter Number 611
Phone Number (585) 272-0020
Website www.rasefcu.org
Asset Quality Rochester Area State Employees Federal Credit Union
Rochester, NY 		Click to
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1-Year Asset Growth -1.10%
5-Year Asset Growth 3.86%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.83%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 9.87%
Non-Performing Loans to Loans 2.25%
Balance Sheet Rochester Area State Employees Federal Credit Union
Rochester, NY 		Click to
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Total Assets 17.65M
Total Deposits 15.80M
Capital and Reserves Rochester Area State Employees Federal Credit Union
Rochester, NY 		Click to
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Capital 1.86M
Leverage Ratio 10.81
Loan Loss Reserves to Loans 1.07%
Liquidity Rochester Area State Employees Federal Credit Union
Rochester, NY 		Click to
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Hot Money Ratio 4.05%
Liquidity Ratio 22.38%
Profitability Rochester Area State Employees Federal Credit Union
Rochester, NY 		Click to
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5-Year Return on Average Assets 0.32%
Net Income -9.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 89.06%
Return on Assets -0.21%
Return on Equity -1.93%