| Weiss Ratings |
Educational Community Alliance Credit Union
Toledo, OH |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.80 | |||
| Company Info |
Educational Community Alliance Credit Union
Toledo, OH |
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| NCUA Charter Number | 6111 | |||
| Phone Number | (419) 381-2323 | |||
| Website | www.educacu.com | |||
| Asset Quality |
Educational Community Alliance Credit Union
Toledo, OH |
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| 1-Year Asset Growth | 7.53% | |||
| 5-Year Asset Growth | 6.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.60% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Educational Community Alliance Credit Union
Toledo, OH |
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| Total Assets | 65.51M | |||
| Total Deposits | 57.50M | |||
| Capital and Reserves |
Educational Community Alliance Credit Union
Toledo, OH |
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| Capital | 7.43M | |||
| Leverage Ratio | 11.37 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
Educational Community Alliance Credit Union
Toledo, OH |
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| Hot Money Ratio | 5.90% | |||
| Liquidity Ratio | 12.27% | |||
| Profitability |
Educational Community Alliance Credit Union
Toledo, OH |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 386.00K | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 77.72% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 7.16% | |||