| Weiss Ratings |
Educational Community Alliance Credit Union
Toledo, OH |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.90 | |||
| Company Info |
Educational Community Alliance Credit Union
Toledo, OH |
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| NCUA Charter Number | 6111 | |||
| Phone Number | (419) 381-2323 | |||
| Website | www.educacu.com | |||
| Asset Quality |
Educational Community Alliance Credit Union
Toledo, OH |
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| 1-Year Asset Growth | -1.95% | |||
| 5-Year Asset Growth | 5.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.97% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Educational Community Alliance Credit Union
Toledo, OH |
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| Total Assets | 60.92M | |||
| Total Deposits | 53.40M | |||
| Capital and Reserves |
Educational Community Alliance Credit Union
Toledo, OH |
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| Capital | 6.97M | |||
| Leverage Ratio | 11.51 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Educational Community Alliance Credit Union
Toledo, OH |
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| Hot Money Ratio | 3.72% | |||
| Liquidity Ratio | 17.66% | |||
| Profitability |
Educational Community Alliance Credit Union
Toledo, OH |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 281.00K | |||
| Net Interest Spread | 3.68% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 81.10% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 5.50% | |||