| Weiss Ratings |
Educational Community Alliance Credit Union
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.90 | |||
| Company Info |
Educational Community Alliance Credit Union
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 6111 | |||
| Phone Number | (419) 381-2323 | |||
| Website | www.educacu.com | |||
| Asset Quality |
Educational Community Alliance Credit Union
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.23% | |||
| 5-Year Asset Growth | 5.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.38% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Educational Community Alliance Credit Union
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 62.15M | |||
| Total Deposits | 54.71M | |||
| Capital and Reserves |
Educational Community Alliance Credit Union
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 6.78M | |||
| Leverage Ratio | 10.98 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
Educational Community Alliance Credit Union
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 1.94% | |||
| Liquidity Ratio | 16.61% | |||
| Profitability |
Educational Community Alliance Credit Union
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 294.00K | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 63.14% | |||
| Return on Assets | 1.94% | |||
| Return on Equity | 17.74% | |||