| Weiss Ratings |
Educational Community Alliance Credit Union
Toledo, OH |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.80 | |||
| Company Info |
Educational Community Alliance Credit Union
Toledo, OH |
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| NCUA Charter Number | 6111 | |||
| Phone Number | (419) 381-2323 | |||
| Website | www.educacu.com | |||
| Asset Quality |
Educational Community Alliance Credit Union
Toledo, OH |
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| 1-Year Asset Growth | 7.62% | |||
| 5-Year Asset Growth | 6.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.11% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Educational Community Alliance Credit Union
Toledo, OH |
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| Total Assets | 66.11M | |||
| Total Deposits | 58.33M | |||
| Capital and Reserves |
Educational Community Alliance Credit Union
Toledo, OH |
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| Capital | 7.24M | |||
| Leverage Ratio | 10.98 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Educational Community Alliance Credit Union
Toledo, OH |
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| Hot Money Ratio | 4.90% | |||
| Liquidity Ratio | 18.79% | |||
| Profitability |
Educational Community Alliance Credit Union
Toledo, OH |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 193.00K | |||
| Net Interest Spread | 4.01% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 85.73% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 5.43% | |||