Weiss Ratings |
Educational Community Alliance Credit Union
Toledo, OH |
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Rating | ||||
Asset Quality Index | 10.00 | |||
Capitalization Index | 9.20 | |||
Liquidity Index | 3.10 | |||
Profitability Index | 3.80 | |||
Stability Index | 5.70 | |||
Company Info |
Educational Community Alliance Credit Union
Toledo, OH |
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NCUA Charter Number | 6111 | |||
Phone Number | (419) 381-2323 | |||
Website | www.educacu.com | |||
Asset Quality |
Educational Community Alliance Credit Union
Toledo, OH |
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1-Year Asset Growth | -3.91% | |||
5-Year Asset Growth | 5.09% | |||
5-Year Charge-Offs to Average Loans | 0.31% | |||
Charge-Offs to Average Loans | 0.21% | |||
Non-Performing Assets to Assets | 0.05% | |||
Non-Performing Loans to Capital | 0.47% | |||
Non-Performing Loans to Loans | 0.09% | |||
Balance Sheet |
Educational Community Alliance Credit Union
Toledo, OH |
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Total Assets | 58.89M | |||
Total Deposits | 51.75M | |||
Capital and Reserves |
Educational Community Alliance Credit Union
Toledo, OH |
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Capital | 6.47M | |||
Leverage Ratio | 11.06 | |||
Loan Loss Reserves to Loans | 0.51% | |||
Liquidity |
Educational Community Alliance Credit Union
Toledo, OH |
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Hot Money Ratio | 1.64% | |||
Liquidity Ratio | 12.60% | |||
Profitability |
Educational Community Alliance Credit Union
Toledo, OH |
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5-Year Return on Average Assets | 0.50% | |||
Net Income | 285.00K | |||
Net Interest Spread | 3.17% | |||
Operating Profit to Average Assets | 0.63% | |||
Overhead Efficiency Ratio | 85.23% | |||
Return on Assets | 0.47% | |||
Return on Equity | 4.52% | |||