C
Educational Community Alliance Credit Union
ToledoOH
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Educational Community Alliance Credit Union
Toledo, OH
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Rating C
Asset Quality Index 10.00
Capitalization Index 9.20
Liquidity Index 3.10
Profitability Index 3.80
Stability Index 5.70
Company Info Educational Community Alliance Credit Union
Toledo, OH
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NCUA Charter Number 6111
Phone Number (419) 381-2323
Website www.educacu.com
Asset Quality Educational Community Alliance Credit Union
Toledo, OH
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1-Year Asset Growth -3.91%
5-Year Asset Growth 5.09%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.09%
Balance Sheet Educational Community Alliance Credit Union
Toledo, OH
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Total Assets 58.89M
Total Deposits 51.75M
Capital and Reserves Educational Community Alliance Credit Union
Toledo, OH
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Capital 6.47M
Leverage Ratio 11.06
Loan Loss Reserves to Loans 0.51%
Liquidity Educational Community Alliance Credit Union
Toledo, OH
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Hot Money Ratio 1.64%
Liquidity Ratio 12.60%
Profitability Educational Community Alliance Credit Union
Toledo, OH
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5-Year Return on Average Assets 0.50%
Net Income 285.00K
Net Interest Spread 3.17%
Operating Profit to Average Assets 0.63%
Overhead Efficiency Ratio 85.23%
Return on Assets 0.47%
Return on Equity 4.52%
Weiss Ratings