C
Montana Educators' Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Montana Educators' Credit Union
Missoula, MT
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Rating C
Asset Quality Index 7.20
Capitalization Index 7.10
Liquidity Index 3.30
Profitability Index 8.70
Stability Index 4.90
Company Info Montana Educators' Credit Union
Missoula, MT
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NCUA Charter Number 6114
Phone Number (406) 728-1034
Website mtedcu.org
Asset Quality Montana Educators' Credit Union
Missoula, MT
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1-Year Asset Growth 13.50%
5-Year Asset Growth 11.16%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 5.01%
Non-Performing Loans to Loans 0.64%
Balance Sheet Montana Educators' Credit Union
Missoula, MT
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Total Assets 32.94M
Total Deposits 29.59M
Capital and Reserves Montana Educators' Credit Union
Missoula, MT
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Capital 3.05M
Leverage Ratio 9.55
Loan Loss Reserves to Loans 0.27%
Liquidity Montana Educators' Credit Union
Missoula, MT
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Hot Money Ratio 25.77%
Liquidity Ratio 12.64%
Profitability Montana Educators' Credit Union
Missoula, MT
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5-Year Return on Average Assets 0.65%
Net Income 330.00K
Net Interest Spread 4.52%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 72.67%
Return on Assets 1.38%
Return on Equity 15.27%