B
Azalea City Credit Union
MobileAL
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Azalea City Credit Union
Mobile, AL
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Rating B
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 5.30
Stability Index 7.00
Company Info Azalea City Credit Union
Mobile, AL
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NCUA Charter Number 6125
Phone Number (251) 316-0000
Website www.azaleacitycu.com/
Asset Quality Azalea City Credit Union
Mobile, AL
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1-Year Asset Growth 16.96%
5-Year Asset Growth 9.22%
5-Year Charge-Offs to Average Loans 1.24%
Charge-Offs to Average Loans 1.20%
Non-Performing Assets to Assets 1.98%
Non-Performing Loans to Capital 12.43%
Non-Performing Loans to Loans 2.63%
Balance Sheet Azalea City Credit Union
Mobile, AL
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Total Assets 43.53M
Total Deposits 36.77M
Capital and Reserves Azalea City Credit Union
Mobile, AL
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Capital 6.43M
Leverage Ratio 15.08
Loan Loss Reserves to Loans 1.91%
Liquidity Azalea City Credit Union
Mobile, AL
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Hot Money Ratio 15.01%
Liquidity Ratio 34.85%
Profitability Azalea City Credit Union
Mobile, AL
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5-Year Return on Average Assets 1.25%
Net Income 68.00K
Net Interest Spread 4.94%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 83.71%
Return on Assets 0.63%
Return on Equity 4.25%