C
Chattanooga Area School Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.33
Leverage
Ratio
12.33
Return On
Assets
0.37%
Total
Assets
188.64M
Capital
23.26M
Total
Deposits
164.20M
Net
Income
348.00K
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Weiss Ratings Chattanooga Area School Federal Credit Union
Chattanooga, TN 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 1.60
Stability Index 7.60
Company Info Chattanooga Area School Federal Credit Union
Chattanooga, TN 		Click to
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NCUA Charter Number 613
Phone Number (423) 624-9094
Website www.casfcu.com
Asset Quality Chattanooga Area School Federal Credit Union
Chattanooga, TN 		Click to
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1-Year Asset Growth 3.31%
5-Year Asset Growth 3.73%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.04%
Non-Performing Loans to Loans 0.29%
Balance Sheet Chattanooga Area School Federal Credit Union
Chattanooga, TN 		Click to
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Total Assets 188.64M
Total Deposits 164.20M
Capital and Reserves Chattanooga Area School Federal Credit Union
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Capital 23.26M
Leverage Ratio 12.33
Loan Loss Reserves to Loans 0.23%
Liquidity Chattanooga Area School Federal Credit Union
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Hot Money Ratio 18.09%
Liquidity Ratio 45.12%
Profitability Chattanooga Area School Federal Credit Union
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5-Year Return on Average Assets 0.00%
Net Income 348.00K
Net Interest Spread 1.76%
Operating Profit to Average Assets 0.37%
Overhead Efficiency Ratio 77.85%
Return on Assets 0.37%
Return on Equity 3.01%