C
Chattanooga Area School Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.37
Leverage
Ratio
12.37
Return On
Assets
0.40%
Total
Assets
186.67M
Capital
23.09M
Total
Deposits
162.50M
Net
Income
186.00K
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Weiss Ratings Chattanooga Area School Federal Credit Union
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 1.50
Stability Index 7.60
Company Info Chattanooga Area School Federal Credit Union
Chattanooga, TN 		Click to
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NCUA Charter Number 613
Phone Number (423) 624-9094
Website www.casfcu.com
Asset Quality Chattanooga Area School Federal Credit Union
Chattanooga, TN 		Click to
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1-Year Asset Growth 3.30%
5-Year Asset Growth 3.73%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.90%
Non-Performing Loans to Loans 0.26%
Balance Sheet Chattanooga Area School Federal Credit Union
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Total Assets 186.67M
Total Deposits 162.50M
Capital and Reserves Chattanooga Area School Federal Credit Union
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Capital 23.09M
Leverage Ratio 12.37
Loan Loss Reserves to Loans 0.28%
Liquidity Chattanooga Area School Federal Credit Union
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Hot Money Ratio 16.46%
Liquidity Ratio 41.69%
Profitability Chattanooga Area School Federal Credit Union
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5-Year Return on Average Assets 0.00%
Net Income 186.00K
Net Interest Spread 1.74%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 75.87%
Return on Assets 0.40%
Return on Equity 3.23%