B
HAPO Community Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HAPO Community Credit Union
Richland, WA
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 9.50
Stability Index 6.30
Company Info HAPO Community Credit Union
Richland, WA
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NCUA Charter Number 6132
Phone Number (509) 943-5676
Website www.hapo.org
Asset Quality HAPO Community Credit Union
Richland, WA
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1-Year Asset Growth -1.32%
5-Year Asset Growth 5.66%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.64%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.96%
Non-Performing Loans to Loans 0.34%
Balance Sheet HAPO Community Credit Union
Richland, WA
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Total Assets 2.40B
Total Deposits 2.00B
Capital and Reserves HAPO Community Credit Union
Richland, WA
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Capital 276.34M
Leverage Ratio 11.77
Loan Loss Reserves to Loans 1.04%
Liquidity HAPO Community Credit Union
Richland, WA
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Hot Money Ratio 11.64%
Liquidity Ratio 16.63%
Profitability HAPO Community Credit Union
Richland, WA
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5-Year Return on Average Assets 1.04%
Net Income 7.67M
Net Interest Spread 4.90%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 66.68%
Return on Assets 1.29%
Return on Equity 11.26%