| Weiss Ratings |
United Heritage Credit Union
Austin, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 6.90 | |||
| Company Info |
United Heritage Credit Union
Austin, TX |
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| NCUA Charter Number | 6137 | |||
| Phone Number | (512) 435-4545 | |||
| Website | www.uhcu.org | |||
| Asset Quality |
United Heritage Credit Union
Austin, TX |
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| 1-Year Asset Growth | 4.47% | |||
| 5-Year Asset Growth | 8.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 8.20% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
United Heritage Credit Union
Austin, TX |
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| Total Assets | 1.62B | |||
| Total Deposits | 1.31B | |||
| Capital and Reserves |
United Heritage Credit Union
Austin, TX |
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| Capital | 148.91M | |||
| Leverage Ratio | 9.70 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
United Heritage Credit Union
Austin, TX |
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| Hot Money Ratio | 18.81% | |||
| Liquidity Ratio | 15.91% | |||
| Profitability |
United Heritage Credit Union
Austin, TX |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 2.22M | |||
| Net Interest Spread | 3.77% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 80.74% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 6.02% | |||