A
MountainCrest Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MountainCrest Credit Union
Arlington, WA
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 9.80
Stability Index 9.00
Company Info MountainCrest Credit Union
Arlington, WA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 6138
Phone Number (360) 435-5400
Website www.mountaincrestcu.com
Asset Quality MountainCrest Credit Union
Arlington, WA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.66%
5-Year Asset Growth 6.56%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 7.31%
Non-Performing Loans to Loans 1.48%
Balance Sheet MountainCrest Credit Union
Arlington, WA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 152.24M
Total Deposits 131.57M
Capital and Reserves MountainCrest Credit Union
Arlington, WA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 20.60M
Leverage Ratio 13.64
Loan Loss Reserves to Loans 1.03%
Liquidity MountainCrest Credit Union
Arlington, WA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.47%
Liquidity Ratio 30.87%
Profitability MountainCrest Credit Union
Arlington, WA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.19%
Net Income 1.36M
Net Interest Spread 6.11%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 67.39%
Return on Assets 1.22%
Return on Equity 9.17%