| Weiss Ratings |
Gesa Credit Union
Richland, WA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 7.40 | |||
| Company Info |
Gesa Credit Union
Richland, WA |
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| NCUA Charter Number | 6149 | |||
| Phone Number | (509) 378-3100 | |||
| Website | www.gesa.com | |||
| Asset Quality |
Gesa Credit Union
Richland, WA |
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| 1-Year Asset Growth | 6.29% | |||
| 5-Year Asset Growth | 8.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.79% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 3.74% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Gesa Credit Union
Richland, WA |
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| Total Assets | 5.86B | |||
| Total Deposits | 4.81B | |||
| Capital and Reserves |
Gesa Credit Union
Richland, WA |
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| Capital | 572.10M | |||
| Leverage Ratio | 10.03 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Gesa Credit Union
Richland, WA |
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| Hot Money Ratio | 17.58% | |||
| Liquidity Ratio | 14.84% | |||
| Profitability |
Gesa Credit Union
Richland, WA |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 9.48M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 69.93% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 6.71% | |||