| Weiss Ratings |
Gesa Credit Union
Richland, WA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 8.10 | |||
| Company Info |
Gesa Credit Union
Richland, WA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 6149 | |||
| Phone Number | (509) 378-3100 | |||
| Website | www.gesa.com | |||
| Asset Quality |
Gesa Credit Union
Richland, WA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.09% | |||
| 5-Year Asset Growth | 8.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 5.28% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
Gesa Credit Union
Richland, WA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 5.63B | |||
| Total Deposits | 4.59B | |||
| Capital and Reserves |
Gesa Credit Union
Richland, WA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 558.65M | |||
| Leverage Ratio | 10.43 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Gesa Credit Union
Richland, WA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.10% | |||
| Liquidity Ratio | 9.84% | |||
| Profitability |
Gesa Credit Union
Richland, WA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 34.89M | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 72.00% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 6.45% | |||