| Weiss Ratings |
Gesa Credit Union
Richland, WA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Gesa Credit Union
Richland, WA |
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| NCUA Charter Number | 6149 | |||
| Phone Number | (509) 378-3100 | |||
| Website | www.gesa.com | |||
| Asset Quality |
Gesa Credit Union
Richland, WA |
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| 1-Year Asset Growth | 1.06% | |||
| 5-Year Asset Growth | 21.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.67% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.35% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Gesa Credit Union
Richland, WA |
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| Total Assets | 5.52B | |||
| Total Deposits | 4.51B | |||
| Capital and Reserves |
Gesa Credit Union
Richland, WA |
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| Capital | 532.13M | |||
| Leverage Ratio | 9.84 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Liquidity |
Gesa Credit Union
Richland, WA |
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| Hot Money Ratio | 15.63% | |||
| Liquidity Ratio | 13.79% | |||
| Profitability |
Gesa Credit Union
Richland, WA |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 10.81M | |||
| Net Interest Spread | 3.42% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 68.54% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 8.23% | |||
