| Weiss Ratings |
Gesa Credit Union
Richland, WA |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Gesa Credit Union
Richland, WA |
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| NCUA Charter Number | 6149 | |||
| Phone Number | (509) 378-3100 | |||
| Website | www.gesa.com | |||
| Asset Quality |
Gesa Credit Union
Richland, WA |
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| 1-Year Asset Growth | -2.38% | |||
| 5-Year Asset Growth | 21.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 5.38% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Gesa Credit Union
Richland, WA |
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| Total Assets | 5.46B | |||
| Total Deposits | 4.46B | |||
| Capital and Reserves |
Gesa Credit Union
Richland, WA |
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| Capital | 518.71M | |||
| Leverage Ratio | 9.89 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Liquidity |
Gesa Credit Union
Richland, WA |
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| Hot Money Ratio | 15.76% | |||
| Liquidity Ratio | 12.47% | |||
| Profitability |
Gesa Credit Union
Richland, WA |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 50.26M | |||
| Net Interest Spread | 3.27% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 69.48% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 10.00% | |||
