B
Gesa Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gesa Credit Union
Richland, WA
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Rating B
Asset Quality Index 8.50
Capitalization Index 6.80
Liquidity Index 2.70
Profitability Index 5.50
Stability Index 7.40
Company Info Gesa Credit Union
Richland, WA
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NCUA Charter Number 6149
Phone Number (509) 378-3100
Website www.gesa.com
Asset Quality Gesa Credit Union
Richland, WA
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1-Year Asset Growth 16.51%
5-Year Asset Growth 8.85%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.74%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.74%
Non-Performing Loans to Loans 0.42%
Balance Sheet Gesa Credit Union
Richland, WA
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Total Assets 6.45B
Total Deposits 5.39B
Capital and Reserves Gesa Credit Union
Richland, WA
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Capital 584.74M
Leverage Ratio 9.28
Loan Loss Reserves to Loans 0.96%
Liquidity Gesa Credit Union
Richland, WA
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Hot Money Ratio 17.58%
Liquidity Ratio 14.84%
Profitability Gesa Credit Union
Richland, WA
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5-Year Return on Average Assets 0.83%
Net Income 19.90M
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 69.93%
Return on Assets 0.67%
Return on Equity 6.96%