| Weiss Ratings |
Gesa Credit Union
Richland, WA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Gesa Credit Union
Richland, WA |
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| NCUA Charter Number | 6149 | |||
| Phone Number | (509) 378-3100 | |||
| Website | www.gesa.com | |||
| Asset Quality |
Gesa Credit Union
Richland, WA |
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| 1-Year Asset Growth | 15.16% | |||
| 5-Year Asset Growth | 8.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.66% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 4.79% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
Gesa Credit Union
Richland, WA |
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| Total Assets | 6.41B | |||
| Total Deposits | 5.32B | |||
| Capital and Reserves |
Gesa Credit Union
Richland, WA |
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| Capital | 602.00M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Gesa Credit Union
Richland, WA |
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| Hot Money Ratio | 16.50% | |||
| Liquidity Ratio | 15.82% | |||
| Profitability |
Gesa Credit Union
Richland, WA |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 35.33M | |||
| Net Interest Spread | 3.98% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 70.19% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.14% | |||