| Weiss Ratings |
Georgia Guard Credit Union
Macon, GA |
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| Rating | ||||
| Asset Quality Index | 0.70 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 2.00 | |||
| Company Info |
Georgia Guard Credit Union
Macon, GA |
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| NCUA Charter Number | 6154 | |||
| Phone Number | (478) 741-4428 | |||
| Website | www.ggcu.org | |||
| Asset Quality |
Georgia Guard Credit Union
Macon, GA |
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| 1-Year Asset Growth | -8.63% | |||
| 5-Year Asset Growth | -2.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 4.88% | |||
| Non-Performing Loans to Capital | 46.21% | |||
| Non-Performing Loans to Loans | 5.93% | |||
| Balance Sheet |
Georgia Guard Credit Union
Macon, GA |
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| Total Assets | 3.63M | |||
| Total Deposits | 3.35M | |||
| Capital and Reserves |
Georgia Guard Credit Union
Macon, GA |
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| Capital | 282.00K | |||
| Leverage Ratio | 8.71 | |||
| Loan Loss Reserves to Loans | 3.39% | |||
| Liquidity |
Georgia Guard Credit Union
Macon, GA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 23.40% | |||
| Profitability |
Georgia Guard Credit Union
Macon, GA |
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| 5-Year Return on Average Assets | -0.54% | |||
| Net Income | -59.00K | |||
| Net Interest Spread | 8.06% | |||
| Operating Profit to Average Assets | -0.53% | |||
| Overhead Efficiency Ratio | 106.25% | |||
| Return on Assets | -6.30% | |||
| Return on Equity | -75.16% | |||