| Weiss Ratings |
Georgia Guard Credit Union
Macon, GA |
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| Rating | ||||
| Asset Quality Index | 0.70 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 2.50 | |||
| Company Info |
Georgia Guard Credit Union
Macon, GA |
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| NCUA Charter Number | 6154 | |||
| Phone Number | (478) 741-4428 | |||
| Website | www.ggcu.org | |||
| Asset Quality |
Georgia Guard Credit Union
Macon, GA |
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| 1-Year Asset Growth | -0.90% | |||
| 5-Year Asset Growth | -2.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.84% | |||
| Charge-Offs to Average Loans | 1.00% | |||
| Non-Performing Assets to Assets | 5.69% | |||
| Non-Performing Loans to Capital | 45.05% | |||
| Non-Performing Loans to Loans | 7.33% | |||
| Balance Sheet |
Georgia Guard Credit Union
Macon, GA |
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| Total Assets | 3.51M | |||
| Total Deposits | 3.17M | |||
| Capital and Reserves |
Georgia Guard Credit Union
Macon, GA |
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| Capital | 340.00K | |||
| Leverage Ratio | 9.68 | |||
| Loan Loss Reserves to Loans | 4.16% | |||
| Liquidity |
Georgia Guard Credit Union
Macon, GA |
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| Hot Money Ratio | 3.19% | |||
| Liquidity Ratio | 34.26% | |||
| Profitability |
Georgia Guard Credit Union
Macon, GA |
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| 5-Year Return on Average Assets | -0.85% | |||
| Net Income | 52.00K | |||
| Net Interest Spread | 7.66% | |||
| Operating Profit to Average Assets | 3.81% | |||
| Overhead Efficiency Ratio | 68.47% | |||
| Return on Assets | 2.00% | |||
| Return on Equity | 21.60% | |||