| Weiss Ratings |
Georgia Guard Credit Union
Macon, GA |
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| Rating | ||||
| Asset Quality Index | 2.80 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 1.00 | |||
| Company Info |
Georgia Guard Credit Union
Macon, GA |
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| NCUA Charter Number | 6154 | |||
| Phone Number | (478) 741-4428 | |||
| Website | www.ggcu.org | |||
| Asset Quality |
Georgia Guard Credit Union
Macon, GA |
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| 1-Year Asset Growth | -5.98% | |||
| 5-Year Asset Growth | -2.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.84% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 1.76% | |||
| Non-Performing Loans to Capital | 16.44% | |||
| Non-Performing Loans to Loans | 2.36% | |||
| Balance Sheet |
Georgia Guard Credit Union
Macon, GA |
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| Total Assets | 3.41M | |||
| Total Deposits | 3.13M | |||
| Capital and Reserves |
Georgia Guard Credit Union
Macon, GA |
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| Capital | 281.00K | |||
| Leverage Ratio | 8.26 | |||
| Loan Loss Reserves to Loans | 3.30% | |||
| Liquidity |
Georgia Guard Credit Union
Macon, GA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 28.71% | |||
| Profitability |
Georgia Guard Credit Union
Macon, GA |
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| 5-Year Return on Average Assets | -0.85% | |||
| Net Income | -7.00K | |||
| Net Interest Spread | 7.84% | |||
| Operating Profit to Average Assets | 0.46% | |||
| Overhead Efficiency Ratio | 94.87% | |||
| Return on Assets | -0.81% | |||
| Return on Equity | -9.82% | |||